How to Cancel a Solar Contract in Florida (2026)

The short answer

Every Florida solar sale or lease must come with a separate disclosure statement that includes a right to rescind for at least 3 business days after you sign (Florida Statute 520.23).
If you signed at home, Florida's home solicitation law and the FTC's Cooling-Off Rule usually give you 3 business days as well, and the seller had to put that right in writing.
Cancel in writing, dated, sent to the seller's address in the contract. A mailed notice counts from the postmark under Florida law.
Financing has its own clock. PACE agreements can be canceled within 3 business days, and a loan secured by your home generally has a federal 3-day right to rescind.

Which cancellation rights apply to you

Three different laws can give you a 3-day right, and they don't all cover the same situations:

Where and how you signed	Florida solar disclosure law (520.23)	Florida home sale law (501.025)	FTC Cooling-Off Rule
A salesperson came to your door and you signed at home	Yes	Yes	Yes
You asked a company for a quote and signed at home	Yes	MaybeExcludes sales that result from your own request for specific goods or services	YesCovers sales following your invitation
You signed at the company's office	Yes	No	No
An unsolicited phone call, and you signed by phone	Yes	YesIncludes unsolicited sales closed by phone	NoExcludes sales made entirely by mail or phone

The 520.23 right is the one to lean on, because it applies to every agreement to sell or lease a home solar system. Check your disclosure statement: the law requires it to be separate from the contract, in at least 12-point type, separately acknowledged by you, and to spell out your right to rescind. If the salesperson came to your door, Florida also requires a home solicitation permit from the county clerk of court, with some exceptions, such as a visit you invited.

Under the FTC rule, the contract has to be in the same language as the sales pitch, so a pitch made in Spanish means a contract and cancellation notice in Spanish. Both the FTC and Florida require a "right to cancel" notice on the contract.

How to cancel, step by step

Find the deadline. Count 3 business days after the day you signed, using the table above. Don't wait for the last day.
Write a short, dated notice. Florida law says it needs no particular form, as long as it says in writing that you don't want the goods or services. If your contract came with a cancellation form, you can sign and send that.
Send it to the seller's address in the contract. Florida allows delivery in person or by mail, and a mailed notice counts as of its postmark. Certified mail with a return receipt gives you proof.
Notify every other party in writing. If a lender, leasing company or PACE administrator is involved, send each one a notice too.
Keep copies of the notice, the mailing receipt, the contract and the disclosure statement.

Date

To company name, address from the contract:

I am canceling the agreement for a solar energy system that I signed on date signed, contract or agreement number number, for the property at your address. I do not want the goods or services. Please return all payments I have made and any note or other evidence of debt, and do not begin or continue any work.

Your name and signature

What the seller must do after you cancel

Refund within 10 days. Florida requires the seller to return your payments and any note or other evidence of debt within 10 days. The FTC rule requires refunds within 10 business days and the end of any security interest created in the sale.
No pay for work done early. Under Florida's home solicitation law, a seller that performed services before you canceled is entitled to no compensation for them.
Come get its equipment. You have to make delivered goods available at your home when the seller asks. Florida presumes 40 days is a reasonable time for the seller to ask; if it doesn't, the goods become yours without payment. Under the FTC rule, if the seller doesn't pick them up within 20 days of your notice, you may keep or dispose of them.
Don't sell your loan yet. The FTC rule bars a seller from selling or assigning your note to a finance company before midnight of the fifth business day after you signed.

Canceling a loan, lease or PACE agreement

A hand holding a sealed white envelope with a green certified-mail return receipt card attached, in front of a mailbox at the end of a landscaped Florida driveway in morning light

Each contract, its own notice

Canceling the solar sale and canceling its financing are separate steps. Send a written notice to every company named in your paperwork.

Leases. Florida's disclosure law covers leases as well as purchases, so a lease disclosure statement must include the right to rescind too.
PACE. You can cancel a PACE financing agreement within 3 business days after signing, with no penalty, on the administrator's form, and a canceled agreement can't be enforced. Our PACE guide covers the rest.
Loans secured by your home. Federal Regulation Z gives a right to rescind a credit transaction that puts a security interest on your principal home, until midnight of the third business day after the latest of signing, receiving the rescission notice, or receiving the required disclosures. If those weren't delivered, the right can last up to 3 years. It doesn't apply to a loan used to buy the home. Ask the lender in writing whether your solar loan is secured by your home.

If the 3-day window has passed

After the deadline, canceling becomes a negotiation unless the company broke the rules. Things to check:

Your contract's own terms. Some agreements let you cancel before installation, sometimes with a fee. Read the cancellation section.
Whether the paperwork was complete. A missing or incomplete 520.23 disclosure statement, or a home sale without the required "buyer's right to cancel" notice, is a violation you can report.
Misrepresentation. Florida's home solicitation law bars misrepresenting the terms, the seller's affiliation or the reason for the visit, and implying a contract can't be canceled when it can. Violations are first-degree misdemeanors.
Extra protection for some buyers. If you're 60 or older, have a disability, or are a servicemember, veteran or military family member, Florida Statute 501.2077 raises civil penalties for deceptive practices aimed at you to up to $15,000 per violation.

For help, contact the Florida Attorney General's office at 1-866-966-7226, the Department of Agriculture and Consumer Services at 1-800-HELP-FLA, or the Department of Business and Professional Regulation for contractor license complaints, or talk to a consumer attorney. Our guide to what to do if a solar company misled or overcharged you walks through each route, and our guide to checking a solar company covers the warning signs to watch for next time.

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Common questions

Can I cancel a solar contract in Florida?

Usually, yes, within 3 business days after signing. Florida Statute 520.23 requires every solar sale or lease disclosure statement to include a right to rescind for at least 3 business days, and if you signed at home, Florida's home solicitation law and the FTC Cooling-Off Rule usually give you 3 business days too.

How many days do I have to cancel a solar contract in Florida?

At least 3 business days after the day you sign. Saturdays count as business days; Sundays and federal holidays don't. For example, if you sign on a Friday, the deadline is midnight on Tuesday.

How do I cancel a solar contract?

Send a dated written notice saying you're canceling and don't want the goods or services to the seller's address in the contract, by mail or in person. Florida counts a mailed notice from its postmark, so certified mail with a return receipt gives you proof. Notify any lender, leasing company or PACE administrator in writing too.

What happens to my money if I cancel?

Florida requires the seller to return your payments and any note or other evidence of debt within 10 days of a canceled home solicitation sale, and the FTC rule requires refunds within 10 business days. A seller that did work before you canceled is entitled to no compensation for it under Florida's home solicitation law.

Can I get out of a solar contract after 3 days?

Only on the contract's own terms, by negotiating with the company, or if the company broke the rules, for example by leaving out the required disclosure statement or misrepresenting the deal. Report violations to the Florida Attorney General's office or talk to a consumer attorney.

Can I cancel a solar loan or PACE agreement?

A PACE agreement can be canceled within 3 business days after signing with no penalty. A loan that puts a security interest on your principal home generally has a federal 3-business-day right to rescind under Regulation Z. Canceling the solar sale and canceling its financing are separate, so send each company its own written notice.

Next guideHow to check a solar company in Florida, and the door-to-door red flags →